Small business leaders from the Main Street Alliance and our state affiliates weighed in and framed the debate in press coverage of the Supreme Court's ruling upholding the Affordable Care Act. MSA small business leaders shared concrete, personal stories of how the law is helping their businesses and what small businesses can look forward to now that the law has been upheld and will keep moving forward. A compilation of links and excerpts from the coverage follows!
The decision was embraced at Palm Beach Groves in Lantana, where the business relied on a tax credit to offer health insurance to its employees, all of whom are older and have preexisting conditions, said General Manager and CFO Louisa McQueeney.
“I think it’s great news. It means that we can move forward, the gains we made this year, the premiums being flat and we applied for the tax credit which is $7,400, which is great.”
McQueeney is pleased with the Supreme Court's decision. She took advantage of a tax credit of about $7500 this year and believes other businesses could benefit too.
"You are a business person. There is money sitting there on the table, right there, take it. And provide people with health care," she said.
Louisa McQueeney interviewed on importance of ACA for her business and employees.
MAINE: MAINE SMALL BUSINESS COALITION
Quotes MSBC leader John Costin:
“Provisions of the Affordable Care Act – from rate review to the value for premiums rule to the guarantee that there’s somewhere to go for coverage even if you have a pre-existing condition – are already making a difference for small businesses, and there’s more to look forward to.”
Small business groups that supported health care reform were elated by the decision.
“Small business owners knew we couldn’t afford to go back to the nightmare scenario that health care was for us before reform,” said John Costin, owner of Veneer Services Unlimited in Kennebuck, Maine, and a leader of the Maine Small Business Coalition. “The Supreme Court’s decision means we won’t have to. Instead, we can keep looking forward.”
“Now that the court case is behind us, it's time to put politics aside and get down to implementing the law to maximize the benefits for small businesses,” Costin said.
Gov. Martin O'Malley is highlighting a Columbia businessman's support for the Affordable Care Act as an example of why the Supreme Court's decision to uphold the law matters in Maryland.
At the end of the op-ed, England said feared these savings would be taken away by a Supreme Court decision, but after today's ruling, he can rest easier.
"It's unbelievable," said England in an interview with Patch on Thursday. "I'm walking on air."
NEW JERSEY: NEW JERSEY MAIN STREET ALLIANCE
NJ MSA’s Odette Cohen quoted:
Willingboro physician Odette Cohen, a vocal supporter of the reform law, said she was “elated” by the court’s decision, claiming it will ensure that millions of uninsured residents will have an avenue for obtaining coverage. She also said small businesses like her practice will be able to get more affordable plans for employees.
“This is really good news; the law is in place. There’s hope,” Cohen said Thursday.
Popular components of the law that already have been implemented, such as provisions permitting young adults to remain on their parents’ plans until they turn 26 and preventing insurers from denying coverage to people with pre-existing medical conditions, also will be maintained, Cohen said.
NJ MSA small business leaders Kelly Conklin, Henry Passapera, and Odette Cohen quoted in online story; Kelly Conklin featured on radio segment.
Anita Thomas, owner and chief executive officer of AM Thomas and Associates in Plainfield, finds much to like in the Supreme Court’s decision Thursday to uphold the Patient Protection and Affordable Care Act.
Thomas, who is also executive director of the Carolyn Dorfman Dance Company, was more than happy with the decision — especially since she had just come from a procedure at a doctor’s office after the long-awaited ruling was released.
Opinion piece by NJ MSA’s Kelly Conklin.
NJ MSA’s Kelly Conklin interviewed for BBC World News.
OREGON: MAIN STREET ALLIANCE OF OREGON
Interview with MSA-Oregon co-chair Jim Houser at Hawthorne Auto Clinic.
From Jim Houser, Hawthorne Auto Clinic, Portland, co-chair Main Street Alliance of Oregon: "I joined the fight for health care reform because I knew from painful experience that the insurance companies weren't meeting the needs of small businesses. After nearly 10 years of double-digit premium increases, the ACA provided my small business over $12,000 a year in tax credits and an over 3% drop in premiums. (And my two children were able to rejoin our health plan.) I saw the campaign to reform health care in this country as an investment in the success of my small business.”
The Main Street Alliance of Oregon represents business owners favoring the law. “This is a good day for small businesses in Oregon and across America,” said Jose Gonzalez of Tu Casa Real Estate in Salem.
“We’ve been working hard to make health care reform work for small businesses. Today, we should take a minute to celebrate – and then get back to the work of implementing the law.”
"We're spending over $70,000 a year to cover insurance for our employees," Gilbert, 68, said. "As rates go up, we pay more, then employees pay more for insurance."
But now that Gilbert knows that his business will benefit from a tax credit due to the Affordable Care Act, which was upheld today by the U.S. Supreme Court, he no longer worries as much.
"It's a huge decision for a small business like mine," he said. "We're on the front line to provide insurance to our employees and we will continue to do that now. As long as I am in business, I am dedicated to help my employees. "
On the other hand, the Main Street Alliance of Oregon group gushed over the news. The Alliance represents small businesses that, group officials said, are already benefitting from tax credits and cost controls imposed by the law.
"After nearly 10 years of double-digit premium increases, the (Act) provided my small business with more than $12,000 a year in tax credits and a 3 percent drop in premiums," said Jim Houser, owner of Portland's Hawthorne Auto Clinic and the Main Street Alliance's co-chairman, in a statement.
But another small-business group, the Main Street Alliance, celebrated the court’s decision on its blog. Jim Houser, owner of Hawthorne Auto Clinic in Portland and a leader of the state affiliate, wrote: “I joined the fight for health care reform because I knew from painful experience that the insurance companies weren’t meeting the needs of small businesses… The court’s decision to affirm the ACA makes this a great day for America and for America’s small businesses.”
880 AM RADIO MEDFORD :: Southern Oregon live talk show, MSA-Oregon co-chair Mark Kellenbeck spoke on ACA as the decision came out.
VIRGINIA: VIRGINIA MAIN STREET ALLIANCE
The Supreme Court's decision to uphold the health care reform law left Tammy Rostov jumping for joy.
"We're very excited; we jumped up and down and hugged when the news was announced," the owner of Rostov's Coffee and Tea in Richmond said Thursday.
"I provide full coverage for employees, and we were close to being priced out of the market," she said, adding that the new law will help prevent that.
WASHINGTON: MAIN STREET ALLIANCE OF WASHINGTON
Commentary by MSA of Washington’s Makini Howell (Plum Bistro, Seattle):
Then, President Obama’s health care reform law came along. When I crunched the numbers, I found out that the law’s health care tax credit for small businesses would immediately cut 20 percent off the cost of insuring my employees. And in 2014, when the law’s fully in effect, that tax credit goes up to about one-third of my costs.
Suddenly, providing health insurance wasn’t just something I dreamed of doing – it was something I actually could do. About three months ago, right around the two-year anniversary of the law, I began enrolling my employees in a health insurance plan for the first time. Let me tell you – that felt good!
Features Main Street Alliance member Jody Hall (Cupcake Royale).
Story of Main Street Alliance of Washington member Laura Waite (Jay's Professional Automotive).
Spokane business and real estate developer Ron Wells called the court ruling a victory for people and business. He applauded the requirement of forcing insurance companies to spend 80 percent of their premium collections on paying medical bills rather than fighting claims, paying exorbitant executive salaries, building rich reserves and hiring lobbyists.
Features MSA of Washington leader Makini Howell.
For Hall, the decision means it will become more affordable for her to continue offering healthcare for her 72 workers. Before the Affordable Care Act, she was subject to annual rate hikes of 20 percent—in 2009 it climbed as high as 40 percent—and in 2011, she paid over $67,000 to cover her workers. But this year, Hill said her premium only went up five percent, an increase she called “unheard of.”
KVI 570 AM RADIO :: Interviews with Main Street Alliance members (Molly Moon Neitzel and Laura McDowell Waite)
KOMO RADIO :: Interview with Main Street Alliance member Jody Hall (Cupcake Royale)
KOMO 4 & KOMO RADIO :: Interview with Laura Waite (small business owner who has a pre-existing condition & relies on the Pre-Existing Condition Plan for coverage)
Q13 FOX :: In-studio interviews with Main Street Alliance members Makini Howell (Plum Bistro) and Jody Hall (Cupcake Royale)
KOMO TV :: Interview with Main Street Alliance member Laura Waite (Jay’s Pro Auto)
KIRO TV :: Interview with Main Street Alliance member Makini Howell (Plum Bistro)
KPLU :: Interview with Main Street Alliance member Molly Moon Neitzel (Molly Moon’s Homemade Ice Cream)
“Some small businesses are actually getting tax breaks. Molly Moon Neitzel is the owner of Molly Moon’s Homemade Ice Cream in Seattle. She says since the health law was passed, she’s been able to get tax credits the past two years because she offers health insurance for her employees.”
** SMALL BUSINESS MEDIA AVAILABILITY FOR SUPREME COURT ORAL ARGUMENTS **
FOR IMMEDIATE RELEASE: March 26, 2012
CONTACT: Rachel Tardiff, Rachel[at]Fitzgibbonmedia.com, 202-746-1507
AUTO MECHANICS TO SUPREME COURT: “THE ACA PASSES OUR INSPECTION – NFIB DOESN’T SPEAK FOR US”
Auto shop owners illustrate small business benefits of health law, presenting sharp counterpoint to NFIB plaintiff (also an auto shop owner) who closed her business and filed bankruptcy with unpaid medical bills
** Auto shop owners from Maine, Maryland, Oregon and Washington available for interviews **
Washington, DC – The owners of small auto repair shops from coast to coast have a message for the Supreme Court as it hears oral arguments, including a challenge from the National Federation of Independent Business (NFIB), on the Affordable Care Act this week. The mechanics’ message: “The health care law passes our inspection with flying colors, so when NFIB argues against it, remember this: NFIB doesn’t speak for us.”
Auto shop owners from across the country can speak to concrete benefits they’re getting from the Affordable Care Act. Examples include the small business health care tax credit, reduced rates thanks to the 80/20 value for premiums rule, and health coverage from a pre-existing condition insurance plan.
In a blow to the NFIB’s case, recent reports broke the news that its lead plaintiff, an auto shop owner from Florida, was forced to close her business and file for bankruptcy last year with thousands of dollars in unpaid medical bills. Further complicating NFIB’s claim to represent non-partisan small business interests before the Court, a December op-ed in the Wall Street Journal revealed that the Karl Rove-connected Crossroads groups contributed $3.7 million to NFIB in 2010, the same year it joined the lawsuit against the ACA.
Auto shop owners available for interviews on the ACA, the Supreme Court, and NFIB include:
Jim Houser, owner of Hawthorne Auto Clinic in Portland, Oregon. Jim’s business is benefiting from the ACA’s small business health care tax credit. Jim said:
“We thought we were going to qualify for a credit of about $5,000. Well, we were in for a surprise. When we ran the final numbers, we received a credit of almost $13,000! This health care tax credit and the Affordable Care Act are like a time machine, rolling our health care costs back to what they were years ago.”
Brian England, owner of British American Auto Care in Columbia, Maryland. Brian saw his premiums go down for the first time in memory thanks to the ACA’s 80/20 value for premiums rule. Brian said:
“When we sat down with our agent, I was bracing myself for bad news. But when he gave us our quotes, my worry turned to disbelief. Our rates were going DOWN 6 percent! I almost fell off my chair. Our agent explained the rate cut was thanks to the medical loss ratio requirement in the Affordable Care Act. It’s a piece of the law that requires health insurance companies to spend at least 80 percent of the premiums they collect on health care costs.
“As a small business owner, I’m committed to providing good value to our customers. It seems only fair that we should be able to expect the same from our health insurance companies.”
Laura Waite, owner of Jay’s Professional Automotive in Renton, Washington. Laura was denied coverage for a pre-existing condition, but she’s getting the care she needs and still doing what she loves thanks to the Pre-existing Condition Insurance Plan. Laura said:
“When I got that rejection letter, the thought that kept going through my head was that we’d have to close our business and find jobs with health insurance. It was a devastating thought. Then I found out about the Pre-existing Condition Insurance Plan. I signed up. I’ve since learned that my psoriasis has led to other conditions that need treatment. I’m getting the care I need, and my husband and I are still doing what we love.”
Don Orange, owner of Hoesly ECO Auto & Tire in Vancouver, Washington. Don is happy to see his state of Washington moving forward to implement a state insurance exchange for small businesses. Don said:
“We’ve got to keep moving forward on health care. This is no time to throw it into reverse. These insurance exchanges are going to give small businesses better choices and more bargaining power. I don’t want that taken away.
“For a long time, I couldn’t figure why a group like NFIB would want to put small business owners back in the nightmare scenario health care was for us before the new law. Then I heard about the millions of dollars they got from Karl Rove’s Crossroads groups. Is it the National Federation of Independent Business, or the National Federation of Karl Rove?”
David White, owner of MDI Imported Car Service in Bar Harbor, Maine. David has seen first-hand how rising costs crippled small businesses before health care reform. Back in the early 2000s, faced with a 50 percent hike in his health premiums, he had to do three things: increase employee cost-sharing, raise his prices, and lay off one person for six months. David said:
“Thanks to the payment reforms and the insurance exchanges of the Affordable Care Act, I have peace of mind knowing that I won’t lose my business or my employees because of mounting health care costs. My business, like the dollar and the economy as a whole, runs on confidence; and that’s what the ACA provides me.”
The Main Street Alliance is a national network of state-based small business coalitions. MSA creates opportunities for small business owners to speak for themselves on issues that impact their businesses and local economies. www.mainstreetalliance.org