Main Street Alliance of Vermont is happy to announce that we have joined with five other organizations to form the new Green Mountain Care Coalition. Each organization in the coalition independently supports Vermont in moving forward with Act 48, the legislation that established Vermont’s intent to enact Green Mountain Care, the first universal, publicly financed healthcare system in the country. Together, we support a healthcare system that is decoupled from employment, that will lower cost to consumers, improve access to healthcare and improve health outcomes for Vermonters.
Is Vermont delivering on the promise of quality, affordable health care for women?
Families depend on both men and women to make ends meet. Women across Vermont are leading households and supporting families. It’s critical to make sure that all women are getting the health care they need to lead healthy, prosperous lives. As the World Bank says: Gender equality is smart economics.
The 2014 Women’s Health Report Card for Vermont underscores that we have a lot to be proud of — Vermont continues to lead the nation in women’s health. In the report card, Vermont was ranked No. 3 and earned a final grade of A. This report ranked all 50 states on 30 measures of women’s health, including coverage, access to care and health outcomes.
I was pleased to see this glowing grade as more evidence that Vermont is on the right track and is a leader in health care. However, I also took this opportunity to educate myself on Green Mountain Care — the next step in Vermont’s health care leadership. I’ll admit that I knew very little about the universal, publicly funded health care system outlined in Act 48. This is something to which the state of Vermont has already committed, and now I can comfortably say that I support this path forward and urge others to get educated.
So what is Vermont doing right? The positive strides of the Affordable Care Act expanded health coverage to more women through the new health insurance marketplaces and through Medicaid, improved coverage of preventive care, created stronger oversight of insurance rates, and increased quality improvement initiatives.
But can Vermont be doing better? Yes. There is room for improvement to ensure that all women in Vermont have access to the health care they need to lead healthy and prosperous lives — especially women of color. Our great report card cannot erase the truth that women of color in Vermont are still less likely to have health coverage, access to health care, and have poorer health.
Looking at the measures of women’s health by race, 6.1 percent of white women in Vermont report being uninsured. That percentage rises to 8.4 percent for black women and then jumps to 17.3 percent of Latinas. Additionally, 11.7 percent of elderly women earning less than 138 percent of the federal poverty level are uninsured along with 9 percent of those between 138 percent and 400 percent of the poverty level. These upsetting disparities will be erased if Vermont moves to Green Mountain Care in 2017. All Vermonters will have health insurance, just by virtue of being a Vermonter.
Vermont has a special opportunity to achieve the equality that is missing here and throughout the nation. There are many leaders working to balance the financing of this system; to translate the dollars we are already spending on health care into an equitable, universal system. This is enormously complicated, and the devil will truly be in the details. While not increasing the burden on individual Vermonters and Vermont businesses, we need all of our state leaders to side with women and communities of color to make their health a priority — to give our mothers, sisters and daughters full and fair opportunities that begin with quality, affordable health care.
Please join me in supporting our legislators’ commitment to work with the administration to finance Green Mountain Care. And let’s make an example of our state with a true system that is fairly financed, does not harm economic growth and achieves the equality we all deserve.
Stephanie Hainley is Chief Operating Officer at White and Burke Real Estate Investment Advisors in Burlington. She a founding board member at Main Street Alliance of Vermont and is past president of Burlington Business & Professional Women. This op-ed was originally published at the Barre Montpelier Times Argus and subsequently in the Burlington Free Press.
Women and working family issues addressed in new State of Main Street report
Portland, OR - This morning, Main Street Alliance of Oregon leaders, Deborah Field, co-owner of Paperjam Press, and Sara Howe and Christy Cushing, co-owners of Howe Innovative Design, met with Congresswoman Suzanne Bonamici to release the new survey report, State of Main Street. This report challenges conventional perceptions of small business owners’ thoughts on key policy issues. It details responding business owners’ views on key issues facing Oregon and the nation.Sara Howe, Christy Cushing, Deborah Field, Congresswoman Suzanne Bonamici, Stephen Michael, and Sean Place. Photo credit: Kristin Rasmussen, Dist. Rep for Suzanne Bonamici (left to right)
Oregon small business owners are supportive of giving Oregon working families a fair shot—real opportunities to succeed and prosper with policies like basic standards for paid sick days as well as safe, secure, and effective retirement savings vehicles for small business owners and their employees. Women small business owners and business owners of color are particularly supportive of these policies. There is a clear call from the small business community that it’s time to rethink the “business as usual” agendas promoted by Big Business and special interest groups. We need to move towards understanding the whole picture of how our businesses interact with the communities we serve.
“Small businesses are a critical part of Oregon’s economy, especially in rural areas. Policies that support small businesses help create economic security and stability for working Oregonians. These policies include access to capital for those who want to start a new business, quality education, stable housing, and affordable health care,” Congresswoman Suzanne Bonamici said. “When families earn a living wage, can take paid leave, and do not struggle to pay for child care, they are more likely to succeed and thrive. The Main Street Alliance report recognizes that these policies are good for small businesses because they lead to healthier families, a stronger local work force, increased consumer spending, and ultimately a stronger local economy.”
“As we continue to recover from this recession, I am committed to helping small businesses remain competitive in today’s market,” said Congressman Earl Blumenauer. “This report, issued by The Main Street Alliance of Oregon, clearly outlines some of the challenges that remain. While I’m concerned the benefits of our economic recovery aren’t being broadly felt, it’s encouraging to know Oregon’s small businesses feel as strongly as I do about the importance of affordable, quality healthcare, reforming our broken immigration system, and ensuring fair and equitable access to credit.”Sara Howe addresses Congresswoman Bonamici on issues impacting her small web, social media and marketing firm.
The Main Street Alliance of Oregon hopes lawmakers, the media and other decision makers will look closely at the results of this survey in planning public policy. We encourage them to listen and respond to the true voices of Main Street.
Main Street Alliance, a national network of state and locally based small business coalitions, announced this week that they are affiliating a state project in Vermont under the leadership of Lindsay DesLauriers.
“We are thrilled to begin working with businesses in Vermont where so many exciting things are on the horizon,” said Main Street Alliance’s national Director, Amanda Ballantyne. “We worked with businesses in support of the Affordable Care Act and we are looking forward to helping elevate the strong support among small business owners in Vermont for Universal Health Care, among other issues.”
The group’s founding members include Liza Cain and Randy George, co-owners of Red Hen Bakery; Melinda Moulton, CEO of Main Street Landing; Trudy Trombley, owner of the Boutique at Stowe Mercantile; Stephanie Hainley, COO at White and Burke Real Estate Investment Advisors and former President of the Burlington Chapter of Business and Professional Women (BPW), and Wayne Nelson, partner at L.N. Consulting. They issued a joint statement saying, “We are excited to welcome Main Street Alliance to Vermont and to help elevate the voice of Vermont’s small businesses. We know that when we support our communities, we support our community businesses and we’re looking forward to making it easier for small businesses to join in these conversations in Montpelier.”
DesLauriers, comes to this role fresh from the 2014 Paid Sick Days Campaign, where she was the Campaign’s Director, employed by Voices for Vermont’s Children. “I’m so happy that I’ll be able to continue to work with the Earned Sick Days Coalition and local business owners to advocate for a standard of paid time in Vermont,” DesLauriers said. “As the Campaign Director for Paid Sick Days, it was my goal to address Vermonters’ real need for a standard of paid time in a way that makes sense for businesses and honors their leadership in policy development. We made a lot of progress last year and we’ll continue to work toward this goal in 2015.”
Main Street Alliance small business members have helped develop, support, and implement economy-boosting paid sick days laws in Seattle, Washington; Portland and Eugene, Oregon; Newark and Jersey City, New Jersey; and New York City.
Personally, DesLauriers grew up working and skiing at Bolton Valley Resort, which was owned and operated by her family until 1997. With both family and professional ties to the business community and the hospitality industry, DesLauriers describes herself as uniquely sympathetic to the challenges and responsibilities borne by small and mid-size businesses in Vermont. “Main Street Alliance is a great fit because both I and the organization as a whole are committed to the core values that will that will support and grow local businesses by supporting and building a robust economy for all Vermonters.”
Main Street Alliance creates opportunities for small business owners to speak for themselves to advance public policies that are good for small businesses, their employees, and the communities they serve. Vermont will be the 12th state affiliate.
As part of our founding work, the Vermont Main Street Alliance Outreach Team has been traveling across the state this summer speaking to hundreds of small business owners about a variety of statewide policies. The small business owners we’ve met have helped us to understand their concerns, they’ve shared their ideas, and they've shown tremendous support for a number of issues that we know will be addressed in the upcoming legislative session – including overwhelming support for the implementation of a universal, publicly-financed healthcare system in Vermont.
The owners we spoke to have shared that a universal healthcare system would remove a cost-burden from employers that many of them simply cannot afford. Even those who are providing insurance still struggle with the knowledge that, under the current system, many of their employees often can’t afford the co-pays and high premiums.
Additionally, many of the small business owners we’ve met have shared that the lack of affordable, high-quality childcare in Vermont has made it difficult to retain employees. They are keenly aware of how hard it is for Vermonters - owners and employees alike – to manage the demands of work with small children to care for. In some areas of our state, it is just plain hard to find reliable, high-quality childcare; where it is available, it’s hard to afford. We are learning that this is much more than an issue impacting low-income working families: the challenges posed by accessing childcare and the need to improve quality impact all of our families – owners and employees alike. Many of the businesses have even signed a statement of support for the efforts of Let’s Grow Kids, a public education campaign focused on the importance of early childhood.
But one of the most interesting and validating themes that has come up unsolicited again and again is that our main street business owners aren’t feeling represented by the larger business chambers – often both at the regional and state level. There is a feeling shared by many that the traditional chambers prioritize the interests of larger businesses, not always understanding the implications of how truly tied to the community locally owned small businesses are. The Vermont Main Street Alliance outreach team has been working hard to make these connections with real Vermont small business owners to help ensure that the voices and interests of small businesses are heard and represented.
Burying the Lead: What the NFIB Obamacare study really tells us about the Affordable Care Act and small business
Small businesses plan to increase health care offering next year, breaking a decade-old trend
The NFIB has made no secret of their distaste for the Affordable Care Act. After all, the right-wing small business lobbying group was a lead plaintiff in the failed lawsuit overturn the health care law.
So, when the NFIB last month released the first report in a planned series of three annual reports based on a longitudinal survey of small employers designed to measure “actual changes associated with the introduction of the Affordable Care Act,” it was not surprising that they did so with a decidedly negative media spin: “Small-Business Healthcare Survey Reveals Reality of Painful Premium Increases.”
However, buried in the 56-page report are findings that tell a remarkably different story about how the Affordable Care Act is helping small businesses and their employees access quality, affordable health care.
“Breaking a decade-old trend:” Small businesses plan to increase insurance offerings next year.
Buried on page 26 of the NFIB’s report, is perhaps its most important finding: an increasing share of small business owners plan to offer insurance coverage next year.
According to the NFIB’s report, “The number of small businesses offering employee health insurance fell from last year to this, another in a long series of declines. The size of the decline is modest. However, small employers expect that trend to change this year. More plan to introduce the benefit than drop it. … If small employers follow those plans, the net proportion of them offering would rise, breaking a decade-old trend.”
The NFIB is correct to point to the trend of declining small business health insurance offerings. Kaiser Family Foundation’s 2013 Annual Employer Health Benefits Survey reports that 57 percent of small firms (3-199 workers) offered health insurance in 2013 compared to 65 percent in 2003, an 8 percent decline. Using somewhat different methodology, a 2013 Robert Wood Johnson Foundation report found a 9.7 percent decline in insurance offerings from small employers (under 50 employees) from 1999/2000 (47.2 percent) to 2010/2011 (37.5 percent).
Forty-six (46) percent of the small employer respondents (2-99 employees) to NFIB’s survey reported offering insurance in 2013, down from 48 percent the previous year, following the historical trend. However, when asked about their plans for next year, 48 percent planned to offer, reversing the trend with a two percent increase.
The fact that small business owners have increased optimism about offering health insurance next year is a big deal. If small employers follow through on those plans, it would be cause for celebration.
Perhaps because the headline “small businesses plan to increase insurance offerings next year” does not align with the NFIB’s political agenda, this significant finding is buried on page 26 of the report and receives no mention in the organization’s press release. [i]
Change in Insurance Costs: NFIB ignores evidence of premium moderation, hypes premium hikes
The NFIB’s report offers a misleading analysis of changes in insurance costs due to flawed survey methodology, while ignoring evidence of premium moderation.
The NFIB survey asked small employers who offer insurance whether the per-employee cost of their current health plan was more (64 percent), less (6 percent), or about the same (29 percent) as in previous years (Q#41). Respondents were then asked to estimate the per employee percentage change in the cost of this year’s plan to the previous year’s plan, however this follow-up question appears to only have been asked for employers who witnessed price increases (Q#51).
In analyzing survey results, NFIB writes “The median price increase, incorporating in the calculation those with increased, stable, and lower prices, was about 6 percent, though the average increase was closer to 12 percent.” It is impossible for NFIB to have made a calculation for the average change in price because they did not ask respondents experiencing price decreases to estimate the amount of those declines.
Kaiser Family Foundation’s Annual Employer Health Benefits Survey offers a more reliable indicator of changes in small employers’ health insurance premium costs. Reporting on the 2013 Kaiser survey, a Bloomberg headline read “employer health premiums slow for the second straight year.” Drew Altman, the foundation’s president, said “we are in a prolonged period of moderation in premiums, which should create some breathing room for the private sector to try to reduce costs without cutting back benefits.”Source: Main Street Alliance analysis of Kaiser Family Foundation's Annual Employer Health Benefits Survey, 2013.
Main Street Alliance analysis of the Kaiser survey data reveals that in 2013, small employers (3-199 employees) experienced the lowest price increase for family coverage ever recorded in the 15 years Kaiser has conducted the survey. In 2013, annual premiums for covered workers with family coverage in small firms increased only 2.2 percent, compared to an average annual increase of 7.5 percent over the last 15 years.
A lead investigator for the Kaiser study told Bloomberg that, while the health law had contributed to the 2013 slowdown in premium increases, the economy likely played a key role. By contrast, the NFIB used the release of their study to pin the blame for premium increases, a decades-old trend, squarely on the Affordable Care Act, telling Bloomberg Businessweek that the health law was “raising costs for smaller firms.” When pressed, NFIB researcher William Dennis conceded “how much is due just to rising costs normally and how much is due to the ACA, I couldn’t untangle that.”
Furthermore, the NFIB study design minimizes or ignores investigation into how the law’s provisions are improving affordability for small businesses beyond premiums. The NFIB survey did not ask all respondents who offer insurance whether they took advantage of the Affordable Care Act’s small business tax credit, which next year is worth up to 50 percent of small employers’ costs for insuring their employees. Instead, they only asked business owners who had experienced price increases whether they had taken the tax credit “in order to pay for the increase” (Q#50). Seventeen (17) percent of those experiencing price increases reported taking the tax credit, however the NFIB did not ask them to quantify how much the tax credit had saved their firms.
Similarly, the NFIB did not ask whether responding small employers had received rebate checks from their insurance companies which are required when insurers fail to spend at least 80 percent of premium dollars on health care. Insurers who violate the health law’s 80/20 rule designed to penalize insurers for wasteful spending have already been required to issue rebates worth more than $1 billion to consumers and small businesses.
In releasing its report, NFIB hyped a narrative about rising premiums, while ignoring evidence of premium moderation and Affordable Care Act provisions that lower costs for small businesses.
Employer Responsibility: Small businesses are not limiting growth or cutting employee hours due to the Affordable Care Act
Critics of the Affordable Care Act, including the NFIB, have frequently predicted that the law’s employer responsibility provision would lead businesses to limit the size of their firms to under 50 FTEs or to reduce employees’ hours in order to avoid employer responsibility assessments. However, the NFIB survey struggles to find evidence that validates these claims.
The NFIB survey specifically asked employers whether they were considering either reducing employment or reducing employee hours in response to the health care law. Thirteen percent respondents answered affirmatively on each question. However, in a surprisingly candid analysis, the NFIB reports that “both contraction and planned reduction in employee hours appear highly related to business profitability” rather than whether the employer would face requirements under the Affordable Care Act.
Last month, the Wall Street Journal analyzed Department of Labor data and found “little evidence for the notion that the health law is driving a shift to part-time work.”
In struggling to find evidence of businesses contracting or reducing employment due the Affordable Care, the NFIB’s study throws cold water on their own claims.
Buried in the NFIB’s study on the Affordable Care Act is evidence that the law is working and opponents’ doomsday predictions are unfounded. Small employers plan to increase health insurance offering next year, breaking a decade old trend. There is mounting evidence of premium moderation for small businesses, and the Affordable Care Act is helping lower small business health care costs through tax credits and insurance rebates. Despite the predictions of opponents, there is little evidence that the health law is causing firms to downsize or driving a shift towards part-time work.
The rollout of the health care law has been rocky. Full online functionality of the health insurance marketplace has been delayed for small businesses, and the website has been mired in technical glitches. These problems need to be fixed. Nevertheless, the Affordable Care Act still holds enormous promise that a reformed marketplace with help small business owners access quality, affordable health care.
[i]Sean Vitka at Slate noted NFIB’s omission of positive news in their press materials, while giving NFIB appropriate credit for publishing the results, writing “in today’s climate, we should all be happy that NFIB has the integrity to release surveys that don’t back up their own case, and honestly answer questions that undermine their political leanings—even if their PR department hasn’t gotten the memo.” Bloomberg View columnist, Megan McArdle, meanwhile questioned whether the NFIB’s survey actually showed the results they reported, apparently not realizing that the survey results were weighted based on a stratified random sample (see methodology on page 31).
As part of National Small Business Week (June 17-21), small business owners from across the Main Street Alliance network are speaking out on the top issues facing the nation.
Each day during Small Business Week, we're releasing a new "Straight Talk on Main Street" issue fact sheet providing unique small business perspective and analysis, on the following schedule:
- Monday - IMMIGRATION REFORM: Immigration reform with a roadmap to citizenship strengthens consumer demand, boosts economy
- Tuesday - TAX FAIRNESS: Ending offshore tax dodging will level playing field for small business
- Wednesday - HEALTH CARE: Small business owners preparing for full implementation of health care reform
- Thursday - ECONOMY-BOOSTING JOBS: Small business engagement critical to growing momentum on Paid Sick Days
- Friday - MONEY IN POLITICS: Small businesses seek greater disclosure of secret political spending by corporations and trade associations
While corporate CEOs are pressuring Congress to cut Social Security and Medicare as part of a so-called "Grand Bargain" to reduce the debt, small business owners say that cuts to Social Security and Medicare would be devastating to small businesses across the country.
A new series of reports from the Main Street Alliance and Social Security Works, Business is (Baby) Booming, analyze the important role Social Security and Medicare play in both strengthening the retirement security of small business owners themselves, and fueling consumer demand on Main Street in all 50 states and the District of Columbia.
Instead of cutting Social Security and Medicare, small business owners say Congress should crack down on offshore tax abuse that allows the wealthy and corporations to avoid more than $100 billion in U.S. taxes per year by sheltering their income offshore.
State "Business is (Baby) Booming" Reports
- Washington, D.C.
- North Carolina
- North Dakota
- New Hampshire
- New Jersey
- New Mexico
- New York
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
As states across the country take steps to move forward with health reform, the Main Street Alliance released an updated set of small business recommendations for the design and governance of new competitive marketplaces for health insurance, called health insurance exchanges. The recommendations aim to ensure that the exchanges maximize benefits for participating small businesses and avoid conflicts of interest.
Small business leaders from the Main Street Alliance and our state affiliates weighed in and framed the debate in press coverage of the Supreme Court's ruling upholding the Affordable Care Act. MSA small business leaders shared concrete, personal stories of how the law is helping their businesses and what small businesses can look forward to now that the law has been upheld and will keep moving forward. A compilation of links and excerpts from the coverage follows!
The decision was embraced at Palm Beach Groves in Lantana, where the business relied on a tax credit to offer health insurance to its employees, all of whom are older and have preexisting conditions, said General Manager and CFO Louisa McQueeney.
“I think it’s great news. It means that we can move forward, the gains we made this year, the premiums being flat and we applied for the tax credit which is $7,400, which is great.”
McQueeney is pleased with the Supreme Court's decision. She took advantage of a tax credit of about $7500 this year and believes other businesses could benefit too.
"You are a business person. There is money sitting there on the table, right there, take it. And provide people with health care," she said.
Louisa McQueeney interviewed on importance of ACA for her business and employees.
MAINE: MAINE SMALL BUSINESS COALITION
Quotes MSBC leader John Costin:
“Provisions of the Affordable Care Act – from rate review to the value for premiums rule to the guarantee that there’s somewhere to go for coverage even if you have a pre-existing condition – are already making a difference for small businesses, and there’s more to look forward to.”
Small business groups that supported health care reform were elated by the decision.
“Small business owners knew we couldn’t afford to go back to the nightmare scenario that health care was for us before reform,” said John Costin, owner of Veneer Services Unlimited in Kennebuck, Maine, and a leader of the Maine Small Business Coalition. “The Supreme Court’s decision means we won’t have to. Instead, we can keep looking forward.”
“Now that the court case is behind us, it's time to put politics aside and get down to implementing the law to maximize the benefits for small businesses,” Costin said.
Gov. Martin O'Malley is highlighting a Columbia businessman's support for the Affordable Care Act as an example of why the Supreme Court's decision to uphold the law matters in Maryland.
At the end of the op-ed, England said feared these savings would be taken away by a Supreme Court decision, but after today's ruling, he can rest easier.
"It's unbelievable," said England in an interview with Patch on Thursday. "I'm walking on air."
NEW JERSEY: NEW JERSEY MAIN STREET ALLIANCE
NJ MSA’s Odette Cohen quoted:
Willingboro physician Odette Cohen, a vocal supporter of the reform law, said she was “elated” by the court’s decision, claiming it will ensure that millions of uninsured residents will have an avenue for obtaining coverage. She also said small businesses like her practice will be able to get more affordable plans for employees.
“This is really good news; the law is in place. There’s hope,” Cohen said Thursday.
Popular components of the law that already have been implemented, such as provisions permitting young adults to remain on their parents’ plans until they turn 26 and preventing insurers from denying coverage to people with pre-existing medical conditions, also will be maintained, Cohen said.
NJ MSA small business leaders Kelly Conklin, Henry Passapera, and Odette Cohen quoted in online story; Kelly Conklin featured on radio segment.
Anita Thomas, owner and chief executive officer of AM Thomas and Associates in Plainfield, finds much to like in the Supreme Court’s decision Thursday to uphold the Patient Protection and Affordable Care Act.
Thomas, who is also executive director of the Carolyn Dorfman Dance Company, was more than happy with the decision — especially since she had just come from a procedure at a doctor’s office after the long-awaited ruling was released.
Opinion piece by NJ MSA’s Kelly Conklin.
NJ MSA’s Kelly Conklin interviewed for BBC World News.
OREGON: MAIN STREET ALLIANCE OF OREGON
Interview with MSA-Oregon co-chair Jim Houser at Hawthorne Auto Clinic.
From Jim Houser, Hawthorne Auto Clinic, Portland, co-chair Main Street Alliance of Oregon: "I joined the fight for health care reform because I knew from painful experience that the insurance companies weren't meeting the needs of small businesses. After nearly 10 years of double-digit premium increases, the ACA provided my small business over $12,000 a year in tax credits and an over 3% drop in premiums. (And my two children were able to rejoin our health plan.) I saw the campaign to reform health care in this country as an investment in the success of my small business.”
The Main Street Alliance of Oregon represents business owners favoring the law. “This is a good day for small businesses in Oregon and across America,” said Jose Gonzalez of Tu Casa Real Estate in Salem.
“We’ve been working hard to make health care reform work for small businesses. Today, we should take a minute to celebrate – and then get back to the work of implementing the law.”
"We're spending over $70,000 a year to cover insurance for our employees," Gilbert, 68, said. "As rates go up, we pay more, then employees pay more for insurance."
But now that Gilbert knows that his business will benefit from a tax credit due to the Affordable Care Act, which was upheld today by the U.S. Supreme Court, he no longer worries as much.
"It's a huge decision for a small business like mine," he said. "We're on the front line to provide insurance to our employees and we will continue to do that now. As long as I am in business, I am dedicated to help my employees. "
On the other hand, the Main Street Alliance of Oregon group gushed over the news. The Alliance represents small businesses that, group officials said, are already benefitting from tax credits and cost controls imposed by the law.
"After nearly 10 years of double-digit premium increases, the (Act) provided my small business with more than $12,000 a year in tax credits and a 3 percent drop in premiums," said Jim Houser, owner of Portland's Hawthorne Auto Clinic and the Main Street Alliance's co-chairman, in a statement.
But another small-business group, the Main Street Alliance, celebrated the court’s decision on its blog. Jim Houser, owner of Hawthorne Auto Clinic in Portland and a leader of the state affiliate, wrote: “I joined the fight for health care reform because I knew from painful experience that the insurance companies weren’t meeting the needs of small businesses… The court’s decision to affirm the ACA makes this a great day for America and for America’s small businesses.”
880 AM RADIO MEDFORD :: Southern Oregon live talk show, MSA-Oregon co-chair Mark Kellenbeck spoke on ACA as the decision came out.
VIRGINIA: VIRGINIA MAIN STREET ALLIANCE
The Supreme Court's decision to uphold the health care reform law left Tammy Rostov jumping for joy.
"We're very excited; we jumped up and down and hugged when the news was announced," the owner of Rostov's Coffee and Tea in Richmond said Thursday.
"I provide full coverage for employees, and we were close to being priced out of the market," she said, adding that the new law will help prevent that.
WASHINGTON: MAIN STREET ALLIANCE OF WASHINGTON
Commentary by MSA of Washington’s Makini Howell (Plum Bistro, Seattle):
Then, President Obama’s health care reform law came along. When I crunched the numbers, I found out that the law’s health care tax credit for small businesses would immediately cut 20 percent off the cost of insuring my employees. And in 2014, when the law’s fully in effect, that tax credit goes up to about one-third of my costs.
Suddenly, providing health insurance wasn’t just something I dreamed of doing – it was something I actually could do. About three months ago, right around the two-year anniversary of the law, I began enrolling my employees in a health insurance plan for the first time. Let me tell you – that felt good!
Features Main Street Alliance member Jody Hall (Cupcake Royale).
Story of Main Street Alliance of Washington member Laura Waite (Jay's Professional Automotive).
Spokane business and real estate developer Ron Wells called the court ruling a victory for people and business. He applauded the requirement of forcing insurance companies to spend 80 percent of their premium collections on paying medical bills rather than fighting claims, paying exorbitant executive salaries, building rich reserves and hiring lobbyists.
Features MSA of Washington leader Makini Howell.
For Hall, the decision means it will become more affordable for her to continue offering healthcare for her 72 workers. Before the Affordable Care Act, she was subject to annual rate hikes of 20 percent—in 2009 it climbed as high as 40 percent—and in 2011, she paid over $67,000 to cover her workers. But this year, Hill said her premium only went up five percent, an increase she called “unheard of.”
KVI 570 AM RADIO :: Interviews with Main Street Alliance members (Molly Moon Neitzel and Laura McDowell Waite)
KOMO RADIO :: Interview with Main Street Alliance member Jody Hall (Cupcake Royale)
KOMO 4 & KOMO RADIO :: Interview with Laura Waite (small business owner who has a pre-existing condition & relies on the Pre-Existing Condition Plan for coverage)
Q13 FOX :: In-studio interviews with Main Street Alliance members Makini Howell (Plum Bistro) and Jody Hall (Cupcake Royale)
KOMO TV :: Interview with Main Street Alliance member Laura Waite (Jay’s Pro Auto)
KIRO TV :: Interview with Main Street Alliance member Makini Howell (Plum Bistro)
KPLU :: Interview with Main Street Alliance member Molly Moon Neitzel (Molly Moon’s Homemade Ice Cream)
“Some small businesses are actually getting tax breaks. Molly Moon Neitzel is the owner of Molly Moon’s Homemade Ice Cream in Seattle. She says since the health law was passed, she’s been able to get tax credits the past two years because she offers health insurance for her employees.”